--- title: "Free Tax Tools & Calculators for Canadians | EverStone CPA" url: https://www.everstonecpa.com/tools description: "Free tax tools and calculators from a Canadian CPA: a GST/HST calculator, an incorporation savings estimator, a salary versus dividends helper. Use any." type: service-or-info updated: 2026-10-02 summary: "Free calculators for the numbers incorporated owners ask about most — salary versus dividends, GST/HST, corporate tax deadlines, payroll deductions and instalments. Every one runs entirely in your browser: nothing you enter is sent to us or to anyone else." faq_count: 4 publisher: EverStone CPA Inc., a Chartered Professional Accountant firm registered with CPA British Columbia and CPA Alberta service_area: British Columbia, Alberta, Ontario and Manitoba language: en-CA contact: info@everstonecpa.com · https://www.everstonecpa.com/book-online --- [Home](https://www.everstonecpa.com/) Free Tools & Guides Free for everyone # Free Canadian tax tools, calculators and guides **Quick answer:** Free calculators for the numbers incorporated owners ask about most — salary versus dividends, GST/HST, corporate tax deadlines, payroll deductions and instalments. Every one runs entirely in your browser: nothing you enter is sent to us or to anyone else. **Start with the pay planner.** Enter your company’s profit in [our 2026 pay planner](https://www.everstonecpa.com/salary-vs-dividends-calculator): it works out corporate tax, CPP and personal tax at every salary level for 2026 and shows the split that leaves you the most. No sign-up, no catch. Quick calculators and honest, plain-English answers to the questions Canadian business owners ask us most. All free, all from EverStone CPA. [Browse all 40+ guides by topic](https://www.everstonecpa.com/resources) Incorporate, then pay yourself, then the deadlines, then the recurring filings. ## Calculators [Calculator Should I Incorporate? Estimate how much tax you could defer by incorporating your business in BC.](https://www.everstonecpa.com/incorporation-calculator)[Calculator Salary vs. Dividends Answer a few questions and get a plain-English steer on how to pay yourself.](https://www.everstonecpa.com/salary-vs-dividends-calculator)[Calculator T2 Deadline Enter your fiscal year-end and get your filing deadline and balance-due date.](https://www.everstonecpa.com/t2-deadline-calculator)[Calculator Corporate Instalments See whether your corporation must pay instalments, and on what schedule.](https://www.everstonecpa.com/tax-instalment-calculator)[Calculator BC Stat Pay Work out an average day’s pay for a B.C. statutory holiday, and the premium if it is worked.](https://www.everstonecpa.com/bc-stat-holiday-pay-calculator)[Calculator Payroll Remittances Find your CRA remitter type and exactly when source deductions are due.](https://www.everstonecpa.com/payroll-remittance-calculator)[Calculator GST Quick Method Compare the Quick Method against the regular method for your business.](https://www.everstonecpa.com/quick-method-vs-regular-calculator)[Calculator Company Car Benefit Estimate the standby charge and operating benefit before you buy the vehicle.](https://www.everstonecpa.com/vehicle-benefit-calculator)[Calculator GST/HST Calculator Add or remove GST/HST for any Canadian province in one tap.](https://www.everstonecpa.com/gst-hst-calculator)[Calculator Payroll Deductions Work out the CPP, EI and income tax to withhold from an employee’s pay.](https://www.everstonecpa.com/payroll-deduction-calculator)[Calculator Corporate Tax Estimate federal and provincial corporate tax above and below the small business limit.](https://www.everstonecpa.com/corporate-tax-estimator) ## Trackers and checklists [Tracker GST/HST Filing Tracker A free spreadsheet tracking GST/HST collected and input tax credits by period, so filing becomes transcription, not archaeology.](https://www.everstonecpa.com/gst-hst-filing-tracker)[Tracker Shareholder Loan Tracker A free spreadsheet for money moving between you and your corporation, with a running shareholder loan balance.](https://www.everstonecpa.com/shareholder-loan-tracker)[Tracker T5018 Subcontractor Tracker Log subcontractor payments as you make them and get the running per-subcontractor total the T5018 needs.](https://www.everstonecpa.com/t5018-subcontractor-tracker)[Checklist Monthly Bookkeeping Checklist A one-page monthly routine: reconcile, categorize, review, file. Work it once a month and year-end stops being a reconstruction.](https://www.everstonecpa.com/monthly-bookkeeping-checklist)[Checklist Year-End Document Checklist Every document your accountant needs at year-end, grouped by where it comes from. Print it and hand it all over at once.](https://www.everstonecpa.com/year-end-document-checklist)[Checklist New Corporation Setup Checklist The first ninety days of a new Canadian corporation, in dependency order: registration, CRA accounts, banking, books, deadlines.](https://www.everstonecpa.com/new-corporation-setup-checklist)[Checklist CRA Audit Document Checklist Responding to a CRA review or audit: what to gather, how to package it, what not to volunteer, and the order to do it in.](https://www.everstonecpa.com/cra-audit-document-checklist) ## Guides [Guide Sole Proprietor vs. Corporation The honest comparison, and the point where incorporating starts to pay off.](https://www.everstonecpa.com/incorporation-advice)[Guide What Does a CPA Cost? Our transparent, fixed-fee pricing for tax, bookkeeping and advisory.](https://www.everstonecpa.com/pricing)[Guide T2 Corporate Tax Deadlines When your corporate return and taxes are due — with a deadline calculator.](https://www.everstonecpa.com/tax-services) ## For your industry [Industry Contractors & Trades T5018, GST, salary-vs-dividends and the write-offs trades miss.](https://www.everstonecpa.com/contractor-accountant)[Industry Realtors & Agents PREC setup, commission income, GST/HST and expense planning.](https://www.everstonecpa.com/accountant-for-realtors)[Industry Truckers & Owner-Operators Per-diem, fuel and multi-province GST for owner-operators.](https://www.everstonecpa.com/accountant-for-truckers)[Industry E-Commerce Sellers Multi-province sales tax, payouts and inventory for online stores.](https://www.everstonecpa.com/accountant-for-ecommerce) Choosing Run a website for Canadian business owners? [Embed our free deadline widget](https://www.everstonecpa.com/widgets) — one line of HTML, kept current. ## Which tool should I start with? **Unincorporated and wondering whether to incorporate?** Start with the [incorporation savings estimator](https://www.everstonecpa.com/incorporation-calculator) — it shows the tax you could defer by leaving profit inside a corporation at the small-business rate instead of taking it all personally — then read the [sole proprietor vs corporation guide](https://www.everstonecpa.com/incorporation-advice) for the liability and paperwork side, which the numbers alone don’t capture. **Already incorporated?** The biggest recurring decision is how to pay yourself. Our [salary vs dividends guide](https://www.everstonecpa.com/blog/salary-vs-dividends-2026) walks through the trade-offs — CPP, RRSP room, payroll obligations and integration, and where a calculator stops being enough and a conversation starts. **Charging or paying GST/HST?** The [GST/HST calculator](https://www.everstonecpa.com/gst-hst-calculator) adds or strips sales tax for any province — useful for quoting jobs tax-inclusive and reconciling invoices, and the [CRA deadlines page](https://www.everstonecpa.com/cra-tax-deadlines) keeps the filing dates straight. A calculator is a starting point, not an answer: every figure depends on your province, your other income and your corporation’s situation. When a number surprises you, that’s usually the moment to [talk it through with a CPA](https://www.everstonecpa.com/book-online) — the consult is free and the quote is fixed. For the year-end close specifically, a free [email course](https://www.everstonecpa.com/year-end-playbook) walks the work through in five short lessons. To hear when any of these figures change, [the monthly Tax Memo](https://www.everstonecpa.com/tax-memo) covers what moved and what to do about it. Filed late, or about to? The [penalty calculator for late T1 and T2 returns](https://www.everstonecpa.com/late-filing-penalty-calculator) shows what the CRA charge actually is, with the formula visible. ## Related reading Keep up with what changed this year. [Recent Canadian tax updates The 20 latest changes, and whether each is law yet](https://www.everstonecpa.com/tax-updates) [CRA deadline reminders, free by email](https://www.everstonecpa.com/deadline-reminders) [Browse the questions owners actually ask](https://www.everstonecpa.com/ask) [The January owner checklist](https://www.everstonecpa.com/january-owner-checklist) [Ask a CPA one question, free One specific question, answered by a CPA at no cost](https://www.everstonecpa.com/quick-question) ## Free Canadian tax calculators — common questions **Are these calculators really free?** Yes. Every calculator and guide on this site is free to use, with no sign-up, no email gate and no trial. They are published by EverStone CPA, a CPA firm in Abbotsford, BC, and they exist so an owner can get a straight answer without booking anything. [Ask about your case →](https://www.everstonecpa.com/quick-question) **Do I have to give my email to use them?** No. The calculators run entirely in your browser and nothing you enter is transmitted. You can use every one of them without giving an email address or creating an account. **Are the rates in these calculators current?** Each calculator states the tax year and the figures it uses, and each page carries a reviewed date. Where a rate changes, the page is updated and the reviewed date moves with it — so check the date shown on the calculator you are using. **Can I rely on a calculator instead of speaking to an accountant?** A calculator gives you the shape of an answer, not a filing position. It cannot see the rest of your situation — associated companies, prior-year balances, how you have paid yourself already. Use it to understand the trade-off, then confirm the number before you act on it. ## Want the answer for your exact situation? Send an enquiry from BC, Alberta, Ontario or Manitoba and get a fixed quote. [Get My Fixed Quote](https://www.everstonecpa.com/book-online)[Ask a Free Question](https://www.everstonecpa.com/quick-question) [📅 See all 2026 Canadian tax deadlines](https://www.everstonecpa.com/cra-tax-deadlines) Looking for something specific? [every page on the site, grouped by topic](https://www.everstonecpa.com/site-map), or [search it](https://www.everstonecpa.com/search). Each calculator has guides behind it. See the [GST/HST, start to finish](https://www.everstonecpa.com/gst-hst-hub) and the [corporate tax hub](https://www.everstonecpa.com/corporate-tax-hub) for the reading that explains the numbers. Beyond the calculators: [QuickBooks vs Xero](https://www.everstonecpa.com/quickbooks-vs-xero-canada), [Monthly books or once a year?](https://www.everstonecpa.com/monthly-vs-annual-bookkeeping) and [when to incorporate](https://www.everstonecpa.com/sole-proprietor-vs-incorporation-timing). Diagnostics ## Am I at risk? Calculators answer “how much”. These answer “where do I stand” — each one runs entirely in your browser. [Plain-English tax business guides for Canadian owners Plain-English tax and business guides for Canadian owners — salary vs dividends, GST/HST, deadlines, and more from EverStone CPA.](https://www.everstonecpa.com/blog) [How much does an accountant cost in BC? (2026 fee guide) What does an accountant cost in BC in 2026? Real fee ranges for T2, T1, bookkeeping and monthly packages — plus fixed-fee vs hourly explained.](https://www.everstonecpa.com/blog/how-much-does-an-accountant-cost-bc) [Estate freezes: locking in value for the next generation An estate freeze locks in today’s business value for the owner and shifts future growth to the next generation.](https://www.everstonecpa.com/blog/estate-freeze-canada-small-business) [Hiring your first employee the Canadian checklist Opening an RP payroll account, collecting TD1 forms and a SIN, registering with WorkSafeBC, and getting the first payroll remittance out on time.](https://www.everstonecpa.com/blog/hiring-first-employee-canada-checklist) [Personal services business risk assessment Check your position against the CRA’s five PSB conditions and the factors behind them.](https://www.everstonecpa.com/psb-risk-assessment) [Should I incorporate? A decision guide across income, stability, liability, reinvestment and residency.](https://www.everstonecpa.com/should-i-incorporate) [Bookkeeping health check Score your books out of 100 and see the three areas costing you the most.](https://www.everstonecpa.com/bookkeeping-health-check) [Benchmark your business How many Fraser Valley businesses are the same size as yours.](https://www.everstonecpa.com/benchmark-your-business) Working out what an engagement would cost is its own question — the [fee estimate tool](https://www.everstonecpa.com/fee-estimate) answers it from our published fixed fees. ## Talk to a CPA about this One Chartered Professional Accountant, start to finish. Fixed fees, quoted in writing before any work begins, and no obligation from a first conversation. [Get My Fixed Quote](https://www.everstonecpa.com/book-online) [Ask a Free Question](https://www.everstonecpa.com/quick-question) Email info@everstonecpa.com ★★★★★ “…have been completing my bookkeeping, taxes and financials for the last 2 years and they have been amazing. Thank you!” R. H. · Google review --- Source: https://www.everstonecpa.com/tools Prices: https://www.everstonecpa.com/pricing · Contact: info@everstonecpa.com · https://www.everstonecpa.com/book-online