Virtual & Fractional CFO Services in Canada
When a bookkeeper isn’t enough but a full-time CFO is overkill, a fractional CFO gives you senior financial leadership — forecasting, cash flow and strategy — for a fraction of the cost.
A fractional (or virtual) CFO is a senior finance professional who works with your business part-time — owning your forecasting, cash-flow planning, KPIs and big financial decisions — without the six-figure salary of a full-time hire. It suits growing companies that have outgrown just “doing the books.” EverStone’s fractional CFO service starts at $2,500/month.
What a fractional CFO does for you
Strategic finance, delivered remotely and scaled to your business:
- Cash-flow forecasting so you always see what’s coming
- Budgets & financial models for growth, hiring and investment
- KPI dashboards — the few numbers that actually run your business
- Pricing & margin analysis to protect profit
- Financing & lender support when you need capital
- Board-ready reporting and a CPA in your corner for big decisions
Do you actually need a CFO yet?
Most owners don’t need a full-time CFO — but many hit a point where they need CFO-level thinking. The signs are familiar: revenue is growing but cash always feels tight, you’re making big decisions (hiring, a location, a large purchase) on gut feel, or a lender or investor is asking for projections you can’t easily produce.
A fractional CFO gives you exactly that expertise, dialled up or down as you need it. Because we already understand your books and tax picture, the CFO work sits on a foundation we know — so the advice is grounded in your real numbers, not a generic template. You get the strategic view of a CFO and the tax lens of a CPA, in one relationship.
Cash-flow visibility
Rolling forecasts so you always see what’s coming, not just what already happened.
Decisions with numbers
Model a hire, a location or a big purchase before you commit — not on gut feel.
CPA + CFO in one
Strategic finance grounded in the same team that knows your books and tax picture.
Is this right for you?
A fractional CFO fits businesses that have outgrown “just the books”:
- Companies growing fast but always feeling cash-tight
- Owners making big decisions without clear projections
- Businesses a lender or investor wants forecasts from
- Founders who want a financial sounding board
- Anyone who needs CFO thinking but not a CFO salary
Working with EverStone, start to finish
- Free consultWe assess where you are and whether CFO-level support is worth it yet — honestly.
- Baseline & goalsWe get your numbers current and agree the KPIs and outcomes that matter.
- Ongoing cadenceRegular forecasting, reporting and strategy calls, dialled to your needs.
- Scale as you growWe add depth as the business grows — the engagement flexes with you.
Related services & tools
Keep exploring, or run your own numbers first.
Fractional CFO FAQ
What does a fractional CFO cost?+
How is a CFO different from a bookkeeper or accountant?+
When is the right time to bring in a fractional CFO?+
Is this delivered remotely?+
Can I start small and scale up?+
Trusted by Canadian business owners
Verified 5-star Google reviews from EverStone CPA clients.
“Very knowledgeable — saved me tons in taxes by restructuring my group of companies. The best accountant I have worked with in the last 10 years, after switching from 3 different accounting firms.”
“Highly recommend. We switched last year for both our personal and small business taxes — easy and seamless. Responsive, knowledgeable, and quick.”
“Personal. Professional. Responsive. Plus he saved me a bundle!”
Ready for CFO-level clarity?
Book a free consultation — forecasting, cash flow and strategy from a CPA, part-time and fully remote. Anywhere in Canada.