Abbotsford CPA serving the Fraser ValleyMon–Fri 9:00am–5:00pm info@everstonecpa.com (604) 832-1743
Chartered Professional Accountant · Fraser Valley & Canada-wide

The CPA you can trust all year round

Tax planned all year, not patched together at filing time. EverStone CPA helps incorporated contractors and small businesses across Abbotsford, the Fraser Valley and, fully online, all of Canada.

Free 30-minute consult · No obligation

Now booking year-ends, personal returns and catch-up bookkeeping.

03 What clients say

Trusted by local business owners

Verified 5-star Google reviews from EverStone CPA clients.

"Very knowledgeable — saved me tons in taxes by restructuring my group of companies. The best accountant I have worked with in the last 10 years, after switching from 3 different accounting firms."

M
Matt Hildebrandt
Verified Google Review · 6 months ago

"Highly recommend. We switched last year for both our personal and small business taxes — easy and seamless. Responsive, knowledgeable, and quick."

H
Heather Powers
Verified Google Review · 1 year ago

"Personal. Professional. Responsive. Plus he saved me a bundle!"

C
Corrin Skalbeck
Verified Google Review · 1 year ago
04 Common questions

Small business CPA — frequently asked

The three things owners ask first. The full list is on the FAQ page.

How much does a small business CPA cost?+
We use fixed-fee, no-surprise pricing. After a free consultation we quote a clear, upfront fee based on your needs — no hourly billing. As a guide: personal T1 returns start at $100, monthly bookkeeping from $300/month, a fractional controller from $1,500/month, and fractional CFO support from $2,500/month. Your fee depends on whether you need bookkeeping, tax filing, advisory or a full package. See our fixed-fee pricing or ask about your case →
Is it hard to switch from my current accountant?+
Not at all. We handle the handover for you — requesting your prior records and getting you set up, so switching to EverStone is smooth and takes very little of your time. Book a free consult to get started.
Will I actually talk to a CPA, or get passed to a junior?+
You work directly with a Chartered Professional Accountant. Your file is handled start to finish by a CPA who knows your numbers, not passed down a chain of juniors. That direct relationship is the whole point of a boutique practice.
05 What it costs

You see the number before the work starts

Quoted in writing after a free consultation. Nothing begins until you say yes.

Personal tax

from $100

A T1 return for an owner, a contractor, or someone with rental income. Filed alongside the corporate year-end, not in isolation.

Monthly bookkeeping

from $300/mo

Books that close monthly instead of being rebuilt each spring, with GST and PST kept as the separate taxes they are.

Fractional CFO

from $2,500/mo

For when bookkeeping stops answering the question. A fractional controller, at $1,500 a month, sits between the two.

Corporate tax (T2)

quoted up front

The T2 return with year-end statements, e-filed, and the salary-versus-dividend call made before the year closes rather than after. Estimate it without a call.

Four things move the corporate number, and none of them is a clock:

Transaction volumeA consultancy with forty invoices isn’t a trades company with four hundred.
Condition of the booksClean books are a review. A year nobody maintained is a rebuild.
Number of filingsOne GST registration, or GST and PST and payroll and T5018s.
Whether there’s payrollSource deductions, remittance dates and T4s are their own body of work.

What if it turns out bigger than the quote?

You hear about it before it happens, not on the invoice.

If opening the books shows a worse year than the consultation suggested, a missing quarter of GST or two years rather than one, we talk first and agree the revised number the same way we agreed the first. A quote that quietly grows isn’t a fixed fee.

Questions through the year are included in every engagement. An email in July about whether to buy the truck now or in January doesn’t generate an invoice. The questions people skip because of the meter are usually the ones worth asking. See published fees or get an estimate without a call.

06 Getting started

Your first ninety days, in order

Most of what goes wrong in a first year is a sequencing problem. This is the order that avoids it.

Days 1–3

A free conversation

Thirty minutes on what you do, what’s filed, and what’s overdue. You leave with a fixed fee in writing and no obligation. Book it here.

Week 1

Access and records

We’re authorised with the CRA, so notices and balances get looked up rather than requested from you. Switching? Your file is requested the same week.

Weeks 2–4

Set up, or catch up

Books set up or brought current, the chart of accounts arranged so year-end reads properly, and anything overdue scheduled oldest year first.

Days 30–90

Reports, then a plan

First monthly reports, the next twelve months of deadlines set, and the decisions that belong before a year-end made while there’s still time.

Your first 90 days timeline: days 1 to 3 free consult and fixed quote, week 1 authorization and records, weeks 2 to 4 set up and catch up, days 30 to 90 first reports and a plan
07 Already have an accountant

You don’t have to wait for a year-end

People stay somewhere they’ve outgrown because they think moving is disruptive. It takes three steps.

A few minutes

You authorise us

One CRA form, signed electronically. You don’t have to explain it to anyone, and you don’t need to have a reason ready.

Same week

We request your file

A courtesy between firms. You never make that call yourself, and nobody asks you why you’re leaving.

From there

We pick up

From the last filed year-end, with the books brought current. Nothing gets re-done that doesn’t need re-doing.

You don’t need a complaint

Businesses outgrow an arrangement for ordinary reasons.

The firm that suited a sole proprietorship isn’t always right for a corporation with payroll, and a practice that has grown may have moved your file to someone you’ve never met. Neither is a reason to stay.

And if the books are behind, that’s not a reason to put it off. It’s usually the reason to move. Catch-up work is quoted separately, so you can see what clearing the backlog costs before you commit to it. How switching actually goes.

08 The year

Four dates, and none of them should surprise you

An incorporated business runs on a handful of fixed dates. We hold the calendar so you don’t have to.

All yearBooks that close monthlyNot rebuilt each spring. What you draw out lands in one shareholder loan account, so the year-end call is a decision, not an excavation.
Last day of FebruaryThe slipsT4, T4A and T5 slips filed and in people’s hands. The date doesn’t move for a small employer, and the penalty is per slip.
2–3 months after year-endThe balance owingEarlier than the return, which is due at six. Most owners hear the six-month date and assume it covers both. Work out both dates.
Before the year closesThe decisionsHow you’re paid, whether a bonus is accrued, whether the equipment is bought this side of the year-end. Once the money moves, most of it can’t be undone.
Salary versus dividends compared: salary builds RRSP room and CPP and is deductible to the corporation but requires a payroll account; dividends need no payroll and carry no CPP, and are taxed through the dividend tax credit.

What missing one costs

None of it is dramatic on its own. It’s just money you had no reason to spend.

File the T2 late and the penalty is 5% of the balance owing plus 1% for every complete month, up to twelve. If you were charged it in any of the three previous years, it doubles to 10% plus 2% a month.

Interest runs separately, at the CRA’s prescribed rate, and it isn’t deductible. Slips carry their own penalty, charged per slip. Every CRA deadline in one place, if you’d rather see the whole calendar.

09 Fit

Who this is for, and who it isn’t

An honest answer saves everyone a meeting.

This fits you

Incorporated owner-managers. Contractors and trades, realtors and professional corporations, truckers and owner-operators, e-commerce sellers, construction companies.

Businesses past doing the books themselves and nowhere near needing a finance department. People who want one CPA on the file from first call to filed return, who’d rather know the fee than discover it, and who want an answer when they ask a question rather than a meeting request.

This fits you less well

If you want the cheapest possible filing and nothing else. A return prepared without a conversation is a cheaper product and some firms do it well. This isn’t that.

Or if you genuinely need an audit. Most owner-managed companies don’t, and finding out what your bank will actually accept is often the biggest saving on the table. Where a real audit is required, a compilation isn’t it, and you want a firm set up for assurance work.

Not sure which one you are? That’s what the free consultation is for. Or ask a question first if you’d rather not book anything yet.

10 How it runs

Working with us from anywhere

The office is on South Fraser Way in Abbotsford. Almost none of the work needs you to come to it.

Send what you haveA bank feed connected once, photos of receipts, or a shoebox scanned in one go. Nothing gets re-typed into a system you don’t use.
Sign and file onlineSignatures are electronic and filings go to the CRA directly. No printing, no courier, no waiting on a signature page.
Talk when it’s usefulA call before a year-end decision, an email on a Tuesday, or a meeting in person if you’d rather. Not a standing appointment for its own sake.

Records stay where they belong. Your documents are kept for the six years CRA expects, in one place rather than scattered across an email thread, and they are yours to ask for at any time. If you ever leave, you take the file with you. That’s how it should work, and it’s worth saying out loud because it often isn’t.

Fraser Valley clients tend to meet once and then never need to again. Clients in Calgary, Toronto, Ottawa and Winnipeg have never been to the office at all, and it hasn’t changed the work. What distance doesn’t change is who does it: the same CPA prepares and reviews the file, and answers when you ask.

Get a fixed quote for your business

Tell us what you need. You get a written fee before any work starts, and no obligation to take it.

An accountant you can actually reach, and a fee fixed in writing after a free consultation.