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Personal tax, filed online

Virtual Personal Tax (T1) Filing in Canada

Reviewed by EverStone CPA · July 2026

Whether you’re employed, self-employed, or paying yourself from a corporation, we file your personal return remotely and make sure every credit and deduction you’re owed actually shows up. In the Fraser Valley? See our Abbotsford personal tax page. EverStone CPA files for clients in every Canadian province.

Information on this page was last reviewed in July 2026. See our editorial policy.

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Quick answer: A personal T1 return can be completed remotely from start to finish: slips are uploaded to a secure portal, the draft is reviewed by video or phone, and the return is e-filed with the CRA after electronic authorization. Most individuals must file by April 30. EverStone prepares T1 returns across Canada.

An incorporated owner’s personal return is downstream of a corporate decision: the salary-and-dividend mix chosen during the year produces the T4s and T5s, and those slips drive the personal brackets, the RRSP room and the CPP contributions — so the T1 and the T2 have to be planned as one return rather than two
How you paid yourself last year is what your T1 is really reporting.
What’s included

A personal return done properly

Remote T1 preparation for straightforward and complex situations alike:

  • T1 general return, e-filed with the CRA
  • Self-employment & business income (T2125) handled
  • Owner compensation — salary, dividends and T5s coordinated with your corporation
  • Every credit & deduction — RRSP, childcare, medical, donations, home office
  • Rental & investment income reported correctly
  • CRA reviews answered on your behalf
Deadlines

Personal tax deadlines — and the self-employed exception

Most Canadians must file their T1 by April 30. If you or your spouse are self-employed, you get until June 15 to file — but any tax you owe is still due April 30, so interest starts accruing then regardless. Getting the balance estimated early is how you avoid an unpleasant June surprise.

For business owners, the personal return can’t be looked at in isolation. How you paid yourself — salary, dividends, or a mix — changes both your personal tax and your corporation’s. Because we handle both sides, we file your T1 in step with your T2, so the two returns tell one consistent, tax-efficient story.

April 30 for most

The general T1 filing deadline. Any balance owing is due this date even if you file later.

June 15 if self-employed

Self-employed filers get extra time to file — but interest on tax owing still runs from April 30.

Coordinated with your T2

We file your personal return in step with your corporation so your pay mix is tax-efficient.

Who it’s for

Is this right for you?

Remote T1 filing works for simple and complex returns alike:

  • Business owners paid by salary, dividends or a mix
  • Self-employed and sole proprietors (T2125)
  • Anyone with rental, investment or foreign income
  • Families wanting every credit — RRSP, childcare, medical, donations
  • People who’d rather never visit a tax office again
How it works

Working with EverStone, start to finish

  1. Free consult & quoteWe learn your situation and quote a fixed fee before starting.
  2. Your tax slipsWe confirm exactly which T-slips and receipts your return needs.
  3. We prepare & optimizeWe capture every credit and coordinate with your corporation if you have one.
  4. Review & e-fileYou approve, sign electronically, and we file with the CRA — done.

Related services & tools

Keep exploring, or run your own numbers first.

See fixed pricingSalary vs. dividendsVirtual corporate tax (T2)Sole prop vs. corporationVirtual CPA hub
Common questions

Virtual personal tax FAQ

How much does a personal tax return cost?+
Personal (T1) returns start at $100. The exact fixed fee depends on complexity — self-employment, rental or investment income adds to it — and we tell you before we start.
When is my personal return due?+
April 30 for most people. If you or your spouse are self-employed, the filing deadline is June 15, but any balance owing is still due April 30, so we estimate it early.
I own a corporation — should you do my personal return too?+
Ideally yes. Your salary/dividend mix links your personal and corporate taxes, so having one CPA handle both means they are coordinated and you don’t pay more than you need to.
Can you file my T1 from another province?+
Yes. Personal tax is federal (with a provincial calculation built in), so we prepare and e-file your return no matter where in Canada you live.
How do I get my documents to you?+
We prepare the return, and you review and sign electronically — no office visit.
What if I have several years of personal returns unfiled?+
They can still be filed, and it is usually better to file them together than one at a time. Unfiled years hold up benefits, RRSP room and any refund you may be owed, and CRA can assess a return on your behalf using only the slips it has, which almost always overstates the tax. There are formal relief routes for taxpayers who come forward first.
Do I have to report foreign income or foreign property?+
If you are a resident of Canada for tax purposes, yes — your worldwide income is reportable, and holding specified foreign property above CRA’s reporting threshold triggers a separate information form on top of the T1. The penalties attach to the missing form, not to any tax owing, so people who owe nothing still get caught. Flag foreign accounts early.
Fixed feesClear, fixed pricing — you approve the fee before any work begins. No surprise bills.
One dayWe reply to every enquiry within one business day — usually the same day.
CPA-ledEvery file is handled personally by a CPA — never passed to junior staff.
No obligationYour first consultation is free, with zero pressure and no obligation.
What clients say

Trusted by Canadian business owners

Verified 5-star Google reviews from EverStone CPA clients.

★★★★★

“Sunny and his team have been completing my bookkeeping, taxes and financials for the last 2 years and they have been amazing. Thank you!”

R. H.
Verified Google Review
★★★★★

“I have worked with Sunny for the past 2 years. He is very knowledgeable and has saved me tons in taxes by restructuring my group of companies — the best accountant I've worked with in the last 10 years, after switching from three different firms.”

Matt Hildebrandt
Verified Google Review
★★★★★

“Highly recommend working with Sunny. We switched to him last year for both our personal and small-business taxes — responsive, knowledgeable and quick.”

Heather Powers
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Serving business owners in accountant in Vancouver  ·  Toronto small business accountant  ·  virtual accountant in Ottawa  ·  online accountant in Calgary  ·  accountant in Edmonton  ·  Winnipeg small business accountant — and right across Canada, entirely online.

Personal returns for business owners rarely stand alone — these cover the overlap: how salary and dividends land on your personal return, paying a spouse a salary, home office expenses, vehicle and mileage deductions, what to do if you cannot pay the balance.

Remote T1 preparation is delivered nationwide. For the provincial schedule and the situations that come up locally, see Abbotsford, Chilliwack, Langley, Mission, Surrey, Maple Ridge, Aldergrove, Vancouver, Toronto, Calgary, Edmonton, Winnipeg, Ottawa.

Ready to file without the paperwork?

Book a free consultation — personal tax filed online, every credit captured, coordinated with your business. Anywhere in Canada.

Book My Free ConsultCall (604) 832-1743

Filing late and paying late are penalised differently — see how the personal dates work.