Personal tax returns
Most personal returns are simple. The ones that are not usually have a business, a property or a portfolio inside them.
Quick answer: A personal return is straightforward until something is attached to it. Self-employment brings a business statement and both halves of CPP; a rental brings a decision about depreciation; investments bring a cost base nobody has tracked. Each has its own page below. Returns start at $100.
Three situations that change a return
A basic T1 is quick and cheap. These are the three that are not, each on its own page.
Self-employed
Business income on a T2125, deductions reviewed properly, instalments set, and both halves of CPP explained before they arrive.
From $100 Learn more →Rental property
Current against capital decided on each cost, the depreciation trap avoided, and change-in-use flagged before it happens.
From $100 Learn more →Investments & capital gains
Interest, dividends and gains each on their own basis, with the cost base the slips do not carry worked out.
From $100 Learn more →Personal taxes, coordinated with the corporate side
For an incorporated owner the two returns are one decision. How you take money out of the corporation — salary, dividends or a mix — changes both, and preparing either without the other means guessing at half the answer. The personal taxes follow the corporate choice, not the other way round.
Where we do both, that is one engagement and no handover. Corporate tax covers that side, and the salary and dividends calculator lets you see the shape of it first. Deciding the two together is also what keeps a refund on one side from being a bill on the other.
Where we do this
EverStone is a sole practitioner CPA firm working from one office at 32615 South Fraser Way in Abbotsford, British Columbia. Personal tax preparation runs remotely for businesses across Canada, and in person for the Fraser Valley when you would rather meet. The rules are federal with a provincial layer, so the work is not tied to a postcode — what changes by province is which return goes where.
Pages for the cities we work in most: Abbotsford · Chilliwack · Mission · Langley · Surrey · Maple Ridge · Vancouver · Calgary · Edmonton · Toronto · Ottawa · Winnipeg.
Not in one of those? The engagement is identical. How a remote CPA engagement works covers authorisation, secure document exchange and e-signature.
Common questions about personal returns
What does a personal return cost?+
When is it due?+
Can you file previous years?+
Do you do returns for people who are not business owners?+
Do you prepare the personal return in the same office as the corporate one?+
What do you need from me to prepare the return?+
The forms and the dates
The T1 is due April 30, or June 15 where either spouse has self-employment income — though any balance is still due April 30. Business income goes on T2125, rental income on T776, employment expenses on T777 with a signed T2200 from the employer, and the sale of a principal residence is reported on Schedule 3 with form T2091 even when no tax results.
Who this is for in the Fraser Valley
Personal returns here are mostly the personal half of a corporate file: the Abbotsford or Chilliwack owner who took salary and dividends and needs the T4 and T5 to agree with the T2, the Langley or Surrey couple with a rental and a small business on the side, the Mission family with a home office and a vehicle. Preparing both halves in one office is what keeps the numbers consistent between them.
What it costs. Personal tax from $100 per return; self-employed, rental and investment schedules are quoted with the return. Every published fee →
Talk to a CPA about this
One Chartered Professional Accountant, start to finish. Fixed fees, quoted in writing before any work begins, and no obligation from a first conversation.
“Sunny and his team have been completing my bookkeeping, taxes and financials for the last 2 years and they have been amazing. Thank you!”