Online accountant for White Rock and South Surrey businesses
EverStone CPA is a British Columbia accounting firm serving owner-run businesses in White Rock and South Surrey entirely online. Corporate tax, bookkeeping, payroll and plain advice come from one Chartered Professional Accountant, at a fixed fee agreed before any work begins. Crescent Beach, Morgan Creek and Ocean Park are served the same way.
Who we help here: Realtors and their PRECs, restaurants and shops on the waterfront and uptown, home-based consultants, and trades companies renovating the hillside and building in South Surrey. Most of them deal with BC’s two sales taxes, a strong summer and a border a few minutes away.
Quick answer: White Rock owners do not need an accountant on Johnston Road; they need one who replies. EverStone works with White Rock and South Surrey businesses remotely from Abbotsford: the T2 or T1, bookkeeping, GST and PST, payroll and salary-versus-dividend planning, all at a fixed fee. Published fees start at $100 for a personal return and $300 a month for bookkeeping.
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The engagement is the same for a business in Grandview Heights or Crescent Beach as for one on Marine Drive; the CPA is in Abbotsford either way.
A BC CPA who works with White Rock entirely online
EverStone is a British Columbia firm, so PST, GST, WorkSafeBC and the BC employer health tax are rules applied every filing period, not abstractions. What differs from a traditional local accountant is that none of it requires a meeting in person. A file is handled the same way whether the business sits uptown, on the waterfront or in a spare room in Ocean Park.
Every business works with one Chartered Professional Accountant who knows its numbers year-round, not a rotating team. Questions go by email, a video call is arranged when it helps, documents move through a secure upload link, and the fee is fixed before any work starts.
Email or bookWhat White Rock businesses get
- Corporate tax (T2) & year-end statements
- Personal tax (T1) for owners & families
- Monthly bookkeeping & payroll
- GST and BC PST filed separately
- US dollar accounts & cross-border sales recorded properly
- Fixed fees, confirmed up front
Which return applies to you
| If you are | You file |
|---|---|
| A sole proprietor | A T1 personal return with form T2125 for the business |
| An incorporated business | A T2 corporate return, with financial statement schedules |
| A partnership | A T5013 partnership return where required, plus each partner’s own return |
| Employed with a side business | A T1 that reports both the T4 income and the T2125 business |
| Sales tax where you operate | 5% GST plus 7% BC PST: two registrations, two returns |
Source: Should you incorporate?. General information, not advice.
Why BC’s two-tax system needs closer tracking
GST and PST are charged, registered and filed separately in BC, and PST reaches further than many owners expect.
Two separate taxes
BC charges 5% GST and 7% PST as two distinct taxes with two registrations. A White Rock shop or restaurant files each return on its own schedule. GST paid on purchases is usually recovered as input tax credits; PST paid on purchases usually is not.
PST in unexpected places
Liquor in a restaurant, materials a contractor installs in a home, and some software and services all carry PST rules of their own. The BC PST guide covers the common cases.
Corporate tax rate
BC taxes active small-business income at 2% provincially, on top of the 9% federal rate, for 11% combined on the first $500,000. The rates are on the BC tax facts page.
Accounting and tax services for White Rock businesses
Everything an owner-run business on the peninsula needs, delivered online.
Corporate Tax (T2)
T2 returns and year-end statements, the small business deduction, holding companies and shareholder loans for White Rock corporations.
Personal Tax (T1)
Returns for owners and households, including pension splitting, rental suites, US accounts and self-employed schedules.
Bookkeeping
Monthly books with GST and PST kept apart, card deposits and US dollar items reconciled, and a clean ledger at year-end.
Payroll
Seasonal hiring, tips, stat holiday pay, CRA remittances, Records of Employment and T4 slips by February.
Business Advisory
Cash flow through a seasonal year, incorporation timing and the plan for selling or handing on the company.
Fractional CFO
Forecasting and lender conversations for a growing business, from $2,500 a month; fractional controller work starts from $1,500 a month.
A seaside city with the border next door
White Rock is a small city on Semiahmoo Bay, backed on its landward side by South Surrey, and a short drive from the Peace Arch crossing. Its business life runs along Marine Drive and the promenade by the beach, and up the hill along Johnston Road. South Surrey adds new neighbourhoods, the Highway 99 corridor and the business parks of Campbell Heights.
That shapes the accounting. Waterfront businesses earn much of their year in summer. Plenty of owners buy or sell in US dollars. Many households draw pension income, rent out a suite or run a consulting practice from home. We build the books, the GST and PST filings and the returns around how the money actually moves.
Email or bookServing White Rock, entirely online
Email first, a video call when it helps, a secure upload link for documents and e-signature for returns.
Getting set up, without a drive to Abbotsford
The whole engagement runs online.
Send an enquiry
Tell us about the business by email or book a free consultation. You get a fixed, written quote before anything begins.
Send your records securely
Authorize EverStone through your CRA My Business Account, send records through a secure upload link, and we bring the books current.
Stay current all year
GST, PST, payroll and the year-end stay on schedule, and questions by email cost nothing extra.
Common questions from White Rock owners
How much does an accountant cost in White Rock?+
Can an accountant outside White Rock file my corporate taxes?+
How do we exchange documents securely?+
Do I need to meet my accountant in person?+
Is there a White Rock office?+
Do you work with businesses in South Surrey too?+
See how corporate tax and sales tax work province-wide in our British Columbia accounting guide: provincial rates, GST and PST, and filing for British Columbia businesses.
White Rock industries we work with most
Five kinds of business come up again and again on the peninsula, and each has a page of its own. Realtors earn uneven commissions with no tax withheld and often weigh a personal real estate corporation. Restaurants and cafés on the waterfront deal with tips, PST on liquor and a summer that has to pay for the winter. Shops uptown and by the beach carry stock, import GST and two sales taxes on one till. Consultants working from home face the incorporation question and personal services business risk. Trades companies pay PST on installed materials, file T5018 slips and track holdbacks.
What a White Rock client’s year looks like
Most corporations here have a fiscal year-end that falls after the busy season, which puts the T2 six months later and the balance owing earlier. Bookkeeping is kept current through the year. A planning conversation happens before year-end, while salary, dividends and equipment purchases can still change the outcome. The return itself then confirms what was planned. T4 and T5 slips go out by the last day of February, personal returns by April 30, and GST and PST returns fall on their own schedules in between. The T2 deadline calculator sets out the dates, and free deadline reminders arrive by email.
A single question can go to a 45-minute Advice Call, a flat fee of $200 + GST. Owners comparing pay methods can start with the salary versus dividends calculator.
Related services and local guides
Nearby cities, the rest of what we do for White Rock businesses, and the reference pages behind this one.
Ready to get your GST and PST filings sorted?
Get GST and BC PST handled properly by a CPA who tracks both taxes against how your business actually runs. Email enquiry, fixed quote, no drive needed.
Remote accounting from Abbotsford
EverStone works with White Rock and South Surrey businesses virtually, from a base in Abbotsford. There is no White Rock office, and nobody on the ground there. Questions go by email, a video call is arranged when it helps, and paperwork moves through a secure upload link and e-signature. The person who answers your question in March is the one who prepared the return in June.
BC corporations deal with provincial layers alongside the federal ones: PST, administered by the province separately from GST; the employer health tax once payroll passes $1,000,000; WorkSafeBC; and the annual report to the corporate registry. All of them are handled as part of the engagement rather than referred elsewhere. About the firm.