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Hamilton, ON · CPA for owner-run businesses

A fixed-fee CPA for Hamilton businesses

EverStone CPA is a Chartered Professional Accountant firm serving Hamilton remotely — corporate tax, bookkeeping, payroll and personal returns, delivered by video, phone and a secure upload link, at a fixed fee agreed in writing before any work starts. Businesses in Burlington, Stoney Creek, Ancaster and Grimsby are served the same way.

Who we help here: Fabricators and food processors, construction contractors, carriers and owner-operators, restaurants and realtors — owner-run Hamilton businesses that want one CPA who understands how their kind of work actually makes money.

Nearby, EverStone also serves Kitchener-Waterloo.

Quick answer: EverStone serves Hamilton businesses remotely from Abbotsford, BC: T2 corporate returns, monthly bookkeeping with the 13% HST return included, payroll with Ontario employer health tax and WSIB, and personal T1s for owners. Fees are fixed in writing after a free consultation, and one CPA handles the file from start to finish. Published fees start at $100 for a personal return and $300 a month for bookkeeping.

Ontario tax, from a Hamilton point of view

Ontario is simpler than most provinces on sales tax and busier on everything else. A single 13% HST replaces separate federal and provincial taxes, so there is one registration, one return and one set of input tax credits. Corporate income tax is calculated inside the federal T2, with no separate provincial return. Around that sit the Ontario pieces a Hamilton owner has to watch. There is employer health tax once Ontario payroll passes the exemption, and WSIB coverage reported to a separate board. There is also an annual return filed through the Ontario Business Registry within six months of the year end. Contractors add the Construction Act, with its 10% holdback. Realtors add the option, available in Ontario since 2020, of earning through a personal real estate corporation. Current rates and thresholds are kept, with sources, on the Ontario tax facts page.

What we do for Hamilton businesses

Most Hamilton owners need some mix of four services, and each has its own page for this city.

Above that, a fractional controller starts from $1,500 a month and a fractional CFO from $2,500 a month, for businesses whose questions have outgrown the monthly close. Published pricing sets out what each covers.

Hamilton industries we work with most

Hamilton’s economy still carries the shape of its steel heritage, and the businesses that come to us reflect it.

Manufacturers and food processors. Job shops, fabricators and processing plants live on inventory, work in progress, equipment and a shop payroll. SR&ED on process improvement is often missed. See accounting for Hamilton manufacturers.

Construction contractors. Holdbacks, progress billing, T5018 slips and WSIB clearances run through every job, from lower-city infill to new subdivisions on the Mountain. See accounting for Hamilton contractors.

Trucking and logistics. Carriers on the QEW and 403 corridor and around the port deal with IFTA, IRP, equipment CCA and the owner-operator question. See accounting for Hamilton carriers.

Restaurants. Food cost, tips, POS reconciliation and HST on meals, for dining rooms from James Street North to Locke Street. See accounting for Hamilton restaurants.

Realtors. Commission income, brokerage statements, HST on commissions and the PREC decision. See accounting for Hamilton realtors.

What a Hamilton client’s year looks like

The year is set by your fiscal year end, not by the calendar. Books close monthly, and HST returns file on the cycle the CRA assigns from your revenue. Before the year end we look at the decisions that can still change the result: whether to buy that piece of equipment now, how to split salary and dividends, whether the shareholder loan account needs clearing. After it, the balance of tax is due in two or three months, the T2 and the Ontario annual return in six, and T4 slips by the end of February. None of those dates wait for a reminder from the CRA, so they go in your calendar at the start. Deadline reminders can send them to you as well.

Serving Stoney Creek, Ancaster, Dundas, Burlington and Grimsby

The work is the same whether your business sits below the escarpment in the lower city, on the Mountain, in Stoney Creek or Ancaster, in Dundas, across the bay in Burlington, or out along the lake in Grimsby. Burlington sits in Halton and Grimsby in Niagara, but Ontario’s rules are the same on both sides of those lines, and a remote engagement does not care which exit you take off the QEW. For owners further into Niagara, accounting in St. Catharines covers the same ground, and accounting in Toronto covers the east end of the lake.

About this article
EverStone CPA

Prepared and reviewed by a Chartered Professional Accountant at EverStone CPA, an Abbotsford CPA firm working with small businesses and incorporated contractors across the Fraser Valley and Canada. Updated September 2026. About the firm  ·  Book a free consult

Which return applies to you

Which return applies to you The structure you trade under decides the return — for a business operating in Hamilton, Ontario
If you areYou file
A sole proprietorA T1 personal return with form T2125 for the business
An incorporated businessA T2 corporate return, with financial statement schedules, plus the Ontario annual return
A partnershipA T5013 partnership return where required, plus each partner’s own return
An employerPayroll remittances, T4 slips, employer health tax where it applies, and WSIB
Sales tax where you operate13% HST, a single registration and a single return

Source: When incorporating starts to pay. General information, not advice.

Common questions

Questions from Hamilton business owners

How much does an accountant cost in Hamilton?+
Fees are fixed and quoted after a free consultation. Personal tax starts at $100 and monthly bookkeeping at $300 a month with GST/HST filing included. A typical trades-corporation bundle of bookkeeping, payroll and the year-end T2 usually runs $450–$650 a month. Corporate tax on its own is quoted after the consultation. Ask about your case →
Can an accountant outside Hamilton file my corporate taxes?+
Yes, and nothing about the filing changes. Ontario corporate tax is calculated inside the federal T2, which is filed electronically with the CRA wherever the preparer sits.
How do we exchange documents?+
Through a secure upload link rather than a drop-off. You send statements and invoices when it suits you, we reconcile from those, and approvals happen by e-signature. If you already use cloud accounting software, we work in your file directly.
Do you handle the Ontario Business Registry annual return?+
Yes. It is due within six months of your fiscal year end and is filed separately from the T2, so we put it on the same calendar and file it alongside the corporate return.
Can I get a quick answer before booking anything?+
Yes. The quick question form reaches a CPA directly, with no meeting and no invoice attached. For a deeper look at one issue, a 45-minute Advice Call is a flat fee of $200 + GST.
You are in BC and I am in Hamilton — does the time difference matter?+
It mostly helps. Pacific time is three hours behind Hamilton, so our morning covers your early afternoon, and end-of-day messages are usually answered before your next morning. Consultations are booked in your local time.
Do you work with businesses outside Hamilton itself?+
Yes. EverStone works remotely, so businesses in Stoney Creek, Ancaster, Dundas, Burlington and Grimsby are served exactly as Hamilton ones are: video, phone, email and a secure upload link, at the same fixed fees.

Get a fixed quote for your Hamilton business

Tell us what you need. You get a written fee before any work starts, and no obligation to take it.

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A reply from a CPA within one business day, usually sooner — and a fee fixed in writing after a free consultation.

Ready for a CPA who knows how Hamilton businesses work?

Work with a CPA who understands equipment, holdbacks, payroll and Ontario HST. Free consult, fixed quote, fully online.

Remote accounting from Abbotsford

The firm operates from Abbotsford, British Columbia, and serves Hamilton remotely. There is no Hamilton office and no staff based there. Everything runs by video call, phone and secure document exchange, so nothing about the engagement depends on being nearby. The person who answers your question in September is the one who prepared the return in the spring, which is the part a larger office structure tends to lose.

How a remote engagement works in Ontario

Working with a CPA in another province is ordinary now, and for an Ontario corporation it changes nothing about how the return is prepared or filed.

  1. Authorisation, not paperwork. You authorise us through your CRA My Business Account, a few clicks on your side. That lets us see filings, balances and notices directly rather than asking you to forward them.
  2. Documents move by secure upload link. Bank statements, payroll records and year-end files are sent by secure upload link, never as email attachments. You can send from a phone.
  3. Signatures are electronic. Engagement letters and filing authorisations are signed in a browser. Nothing is printed, scanned or couriered.
  4. Filing is electronic. The T2 goes to the CRA and the annual return to the Ontario Business Registry online, exactly as they would from down the street.

If you have not worked with an accountant at a distance before, working with a CPA outside your province sets out what changes and what does not.

Talk to a CPA about this

One Chartered Professional Accountant, start to finish. Fixed fees, quoted in writing before any work begins, and no obligation from a first conversation.